Megasports4u – If you are a professional driver who works as a taxi driver, online motorcycle taxi, or delivery person, you probably already know that car insurance is one of the most important things to protect yourself and your vehicle from the risk of an accident, damage or theft.
However, do you know what terms and benefits car insurance in Asia offers for professional drivers?
Car Insurance Requirements for Professional Drivers
Car insurance requirements for professional drivers can vary depending on the country, insurance company, and type of vehicle used.
However, in general, there are several things that professional drivers must fulfill to get car insurance, namely:
- Have a valid SIM and according to the type of vehicle used.
- Have a business license or other documents proving that you are a professional driver.
- Have a health certificate from a doctor or hospital stating that you do not have a disease or health problem that could interfere with your driving ability.
- Have proof of vehicle ownership or power of attorney from the vehicle owner if you use someone else’s vehicle.
Have proof of payment of vehicle tax and a valid STNK. - Choose a car insurance plan that suits your needs and budget.
Car Insurance Benefits for Professional Drivers
Car insurance for professional drivers not only provides legal protection in the event of an accident, but also provides various other benefits that can help you save costs and increase comfort at work, such as:
- Reimburse the cost of repairing or replacing the vehicle in the event of damage due to an accident, natural disaster or criminal act.
- Reimburse for medical treatment costs or compensation for life if you or your passengers are injured or die as a result of an accident.
- Provide emergency assistance such as crane, repair shop, ambulance or lodging if your vehicle has problems on the road.
- Providing fast and easy claim services through online or telephone applications.
- Provide a premium discount or loyalty bonus if you do not experience a claim for a certain period.
Car insurance for professional drivers is a wise investment to protect your assets and income. By having car insurance, you can work more calmly and focus without worrying about the risks that can befall you and your vehicle.
Therefore, immediately find out the car insurance package that is most suitable for you and register yourself right now!