How to Choose Sports Insurance that Fits Your Type and Frequency of Exercise

How to Choose Sports Insurance that Fits Your Type and Frequency of Exercise
How to Choose Sports Insurance that Fits Your Type and Frequency of Exercise – Sport is one activity that is good for the health of the body and soul. However, sports also have risks that cannot be ignored, such as injuries, accidents, and even death.

Therefore, having sports insurance is important to protect yourself from the financial impact that sports can cause.

Sports insurance is an insurance product that provides protection benefits for various accidents that may occur while exercising.

Sports insurance will usually provide compensation in the event of an accident or death due to sports, as well as cover other costs such as accident emergency treatment, physiotherapy, emergency medical transportation, and others.

However, not all sports insurance is the same. There are several things that you need to pay attention to before choosing sports insurance that suits your type and frequency of sports, including:

How to Choose Sports Insurance that Fits Your Type and Frequency of Exercise

1.Protected sports.

There are some types of sports that are considered more risky than others, such as extreme sports (diving, paragliding, bungee jumping, etc.), contact sports (football, basketball, boxing, etc.), or sports that involve equipment (bicycles, motorbikes). , skis, etc.). Not all sports insurance will cover these types of sports.

You need to make sure that the sports insurance you choose covers the types of sports you like or do often.

Some sports insurance even have special products for extreme sports lovers, such as IFG LifeSAVER+ or iSport.

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2.Reserved sports frequency.

While some sports insurance are only valid for one event or one trip, others are valid for a certain period (month, year, etc.), or even for life.You need to adjust the frequency of your exercise with the duration of protection offered by sports insurance.

If you rarely exercise or only exercise on vacation, it may be more suitable to choose sports insurance that is valid for one event or one trip.

However, if you often exercise or have a particular sports hobby, it may be better to choose sports insurance that is valid for a certain period or for life.

3.Premiums and benefits offered.

The premium is the fee you have to pay to get coverage from sports insurance. Benefits are the amount of money you will receive in the event of a claim resulting from an accident or death while exercising.

You need to compare the premiums and benefits offered by various sports insurance to find out which one best suits your needs and capabilities.

In general, the higher the premium you pay, the greater the benefits you will get. However, there are also several other factors that affect the amount of premiums and benefits, such as age, gender, medical history, type and frequency of exercise, and others.

Those are some ways to choose sports insurance according to the type and frequency of your sport.

By having sports insurance, you can exercise more calmly and comfortably, without worrying about the risks that might occur.

Sports insurance can also be a form of investment for the future for you and your family.

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Therefore, don’t hesitate to immediately have the right sports insurance for you.

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