OneTrip Prime: A comprehensive Travel Insurance plan that offers coverage for a variety of risks

OneTrip Prime: A comprehensive Travel Insurance plan that offers coverage for a variety of risks
OneTrip Prime: A comprehensive Travel Insurance plan that offers coverage for a variety of risks

Megasports4u.com – OneTrip Prime is a comprehensive travel insurance plan that offers coverage for a wide range of travel-related risks and benefits.

Whether you’re traveling for business, leisure, or adventure, OneTrip Prime can protect you from unforeseen events such as trip cancellations, trip interruptions, emergency medical expenses, lost or delayed baggage, and more.

OneTrip Prime also includes 24/7 travel assistance services, such as concierge, identity theft resolution and legal assistance.

With OneTrip Prime, you can enjoy peace of mind and focus on your travel experience.

Benefits/Scope

Benefits/coverage may vary by state, and sublimits may apply. Please see your package for full details.

Cancellation of travel

Up to $100,000

Reimburse your non-refundable prepaid expenses if you have to cancel your trip for a covered reason.

Benefits apply per insured traveler.

Travel Disruption

Up to $150,000

Reimburse you for the unused and non-refundable portion of your trip and for increased transportation costs required for you to return home for covered reasons.

Benefits apply per insured traveler.

Travel Change Protector

Up to $500

Reimburse the airline or supplier for additional costs or expenses if you have to cancel or change your airline, train, cruise or tour itinerary for a covered reason.

Benefits apply per insured traveler.

Emergency Medical

$50,000

Provides coverage for indemnity due to covered medical and dental emergencies that occur during your trip. There is a maximum of $750 in all dental expenses covered.

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Benefits apply per insured traveler.

Emergency Medical Transport

$500,000

Provide benefits for necessary medical transportation to the nearest hospital or suitable facility after a covered illness or injury.

Benefits apply per insured traveler.

Baggage Loss/Damage

$1,000

Cover loss, damage or theft of luggage and personal effects.

Benefits apply per insured traveler.

Baggage Delay

$300

Reimburse reasonable additional purchases for essential items during your trip if your baggage is delayed or misdirected by a common carrier for 12 hours or more. (Receipt for emergency purchases is required.)

You can choose to receive a flat inconvenience payment of $100 after the baggage allowance is covered, requiring no receipt (delay only).

Benefits apply per insured traveler.

Travel Delay

$800 ($200 Daily Limit)

Reimburses up to $200 per day per person for additional travel and lost prepaid fees if your trip is delayed for five hours or more for a covered reason.

Also able to reimburse eligible additional costs if you miss a cruise or tour due to a covered delay. You can choose to receive a fixed inconvenience payment of $100 per day after covered travel delays, no receipt required (proof of delay only).

Benefits apply per insured traveler.

Smart Benefits®

$100 per insured person, per day (Up to maximum without receipt)

With SmartBenefits, you can choose to receive a flat inconvenience payment of $100 per insured person, per day, for covered travel delays or baggage delays (up to a no-receipt maximum). No receipt required only proof of covered delay.

You may receive this payment automatically if your covered travel delay occurs on a flight monitored by Allianz Global Assistance. You can submit your flight itinerary online.®

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24 Hour Hotline Help

Including

With Allianz Global Assistance, you will never travel alone. Our multilingual support team is available 24 hours a day to help you with covered travel emergencies.

We can help you find local medical and legal professionals, arrange home delivery, assist with rebooking your flight and/or hotel arrangements, assist with missed connections, lost/stolen travel documents, and much more.

concierge/Including

Provides personalized information about your destination and helps you get restaurant reservations, tee times and tickets to events.

Cancel Anytime

Optional Upgrades

Reimburse 80% of your lost and non-refundable travel expenses if you cancel your trip for almost anynforeseen reason that has not been covered in your plan.

Benefits apply per insured traveler.

OneTrip Rental Car Protector

Optional Upgrades

Don’t overpay at the car rental counter. Protect yourself for as little as $11 per calendar day with ultimate collision damage/loss coverage for physical damage to rental cars.

Required for Work
Optional Upgrades

Don’t let your job ruin your vacation. Add Needed for Work and get trip cancellation and interruption cover for work related emergencies covered.

Pre-existing Medical Conditions

Available

Your plan may cover pre-existing medical conditions if you, your travel companion, or a family member has a pre-existing medical condition. We define a pre-existing medical condition as an injury, disease or medical condition which, within 120 days prior to and including the purchase date of this policy:

1. Causes a person to seek medical examination, diagnosis, treatment or treatment by a doctor;

2. Symptoms presented; or

3. It is necessary for a person to take medication prescribed by a doctor (unless the condition or symptoms are controlled by the prescription, and the prescription has not changed).

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Illness, injury, or medical condition does not need to be formally diagnosed to be considered a pre-existing medical condition.

Coverage for pre-existing medical conditions is excluded unless:

You purchased your package within 14 days of making your first trip payment or first trip deposit;
On the date of purchase of the policy, you insure the full non-refundable cost of your trip with us.

This includes travel arrangements that are non-refundable or subject to a cancellation penalty between the date of purchase of the policy and the date of departure. (If you incur additional non-refundable travel expenses after you purchase this policy, you must insure them with us within 14 days of purchasing them. Otherwise, they will still be subject to the exclusion of pre-existing medical conditions.);
you are a US resident;

You are medically able to travel on the day you purchase the package.
All other contract terms and conditions apply.

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